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CFIB calls for cutting the small business tax rate from 9% to 6% — how much could your company save?

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On April 22, CFIB (Canadian Federation of Independent Business) publicly pressured for the small business tax rate to be cut from the current 9% to 6% in the federal spring fiscal statement on April 28. If your company's annual taxable profit in Canada doesn't exceed $500,000, that 3-percentage-point difference could save you $3,000 to $15,000 in real cash per year.

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Why is CFIB now leading the push for tax cuts?

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CFIB is taking a hard stance this time, arguing that Canada's entrepreneurship rate has been declining for years, and small business owners are being squeezed by payroll taxes, carbon taxes, and high interest rates. Their exact words: 'The federal spring economic update must address the ongoing decline in entrepreneurship.'

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Whether your company is federally or provincially incorporated, CCPCs (Canadian-Controlled Private Corporations) enjoy the same tax rate on the first $500,000 of profit, so the relief directly benefits every Chinese-Canadian business owner.

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How much can you actually save when the tax rate drops from 9% to 6%?

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  • Annual profit $100,000: Save $3,000
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  • Annual profit $300,000: Save $9,000
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  • Annual profit $500,000: Save $15,000
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For most Chinese-run restaurants, convenience stores, and renovation companies, the tax savings are like getting half a year's rent or a new employee's full annual salary for free.

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Why the April 28 Federal Spring Fiscal Statement Matters

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CFIB specifically flagged this date. If the rate is retroactively reduced from January 1, 2026, it will apply directly when filing 2026 taxes. Don't underestimate 'retroactive'—last year, several grants weren't retroactive, and many business owners were furious about back taxes.

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Three Things to Do Now

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  1. Watch for the April 28 announcement: Watch for whether the finance minister mentions 'small business tax rate adjustments'
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  3. Shift profit dates into this yearIf tax cuts go through, try to recognize as much income as possible in the 2026 tax year
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  5. Don't Spend Future Money Yet: Don't rush to apply for new business loans to build a budget before you've launched
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